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| Posted: 27 Feb 2012 09:08 AM PST The coverage area of an insurance policy is the geographical area in which the insured party is able to benefit from the insurance coverage. Typically for auto insurance cover this will either be on a state basis, on a United States basis, or a North American basis. This will depend on the type of coverage [...] Post from: 4insure |
| Posted: 27 Feb 2012 09:00 AM PST The coverage of an insurance policy is the monetary amount which may be paid in benefits by the insurer to the insured party in the case of a claim against that policy. The coverage may be split into different amounts for different eventualities and it may be limited on a per-claim or per-policy basis. What [...] |
| Cost of Living Adjustment (COLA) Posted: 27 Feb 2012 08:49 AM PST A cost of living adjustment is the increase in a wage or benefit that is applied on an annual or other regular basis that enables the wage or benefit to maintain the same level of purchasing power. Why is a cost of living adjustment necessary? In general everything becomes more expensive from year to year, [...] Post from: 4insure |
| Posted: 27 Feb 2012 08:40 AM PST Copayment (sometimes abbreviated to copay in insurance documentation) is a payment that is usually laid out in a health insurance policy. This copayment will be made by the insured party every time an individual accesses health care. In legal terms copayment is similar to coinsurance (where both parties – the insurer and the policy holder [...] |
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