4insure |
| Posted: 13 Mar 2012 01:19 PM PDT The state of domicile is defined as the specific state under which an insurer is licensed (and chartered) to operate under that state's individual statutes and regulations that apply to insurance companies. An insurance company is only allowed to conduct business for which it has been certified by the state of domicile. All states have [...] Post from: 4insure |
| Posted: 13 Mar 2012 01:17 PM PDT In general terms, "standard auto" is the policy offered to most motorists and vehicle owners that present no significant additional risk to the insurance company and also have no specific circumstances that leads the insurer to believe they are a lower risk than other drivers. "Non-standard" auto insurance is the instance in which an insurer [...] Post from: 4insure |
| Posted: 13 Mar 2012 01:16 PM PDT Simply put, an insurer must be solvent in order for it to have sufficient funds to meet the obligations it faces under current and future claims that may be made against it. If an insurer has insufficient funds to do this it will be made insolvent which puts the policy holders at risk of reduced [...] Post from: 4insure |
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