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4insure

Posted by admin at 3:07 AM

4insure


Waiver of Premium

Posted: 17 Mar 2012 07:07 AM PDT

Waiver of premium is a clause that is commonly found in health and life insurance policies, and it is where in the event that you become disabled or ill (usually for a period in excess of 6 months) your insurance company agrees to pick up the premiums on your policy until such a point as [...]

Post from: 4insure

Waiver of Premium

Waiting Period

Posted: 17 Mar 2012 07:06 AM PDT

The waiting period of a US insurance policy is normally the time for which an insurer will not make payment on a claim. This normally applies to health insurance policies where the insured party may have to pay for their own care for a period of days prior to being eligible to make a claim [...]

Post from: 4insure

Waiting Period

VIN (Vehicle Identification Number)

Posted: 17 Mar 2012 07:05 AM PDT

A VIN number is a Vehicle Identification Number and it's a unique serial number assigned to individual vehicles to enable their identification particularly in the case of loss or theft, but also for legal purposes when insuring a vehicle or importing/exporting a car. The vehicle identification number was originally used in 1954 but until 1981 [...]

Post from: 4insure

VIN (Vehicle Identification Number)

Policy Valuation

Posted: 17 Mar 2012 07:04 AM PDT

Simply put the policy valuation of an insurance policy is a representation of the policy's current value, this is particularly significant in terms of life insurance policies. There is a growing market for "Second hand" life insurance policies – that is people are willing to buy out life insurances policies from individuals in need of [...]

Post from: 4insure

Policy Valuation

Uninsured Motorist Coverage

Posted: 17 Mar 2012 07:03 AM PDT

When you take out your auto insurance policy you'll almost certainly find that your policy covers you for Uninsured Motorist Coverage. That means your insurer will protect you in the event that you have an accident that is caused by an uninsured party. This coverage is vital because it is highly likely that if a [...]

Post from: 4insure

Uninsured Motorist Coverage

Unearned Premium

Posted: 17 Mar 2012 07:02 AM PDT

When you take out an insurance policy in the United States or elsewhere you may elect to or be required to pay premiums for the whole of a coverage period or extended part of the coverage period of your policy. Insurance companies do not consider this money to be "earned" in terms of being able [...]

Post from: 4insure

Unearned Premium

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