4insure

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• Named Perils
• Losses Incurred (Pure Losses)
• Loss Ratio

Named Perils Posted: 06 Mar 2012 01:13 PM PST Named perils are the parts of your coverage that refer to specifically named risks and eventualities under which you may make a claim against your insurance policy. Insurance companies will normally lay out the specific dangers that they are willing to underwrite some or all of the risk on in the contract as a matter [...] Post from: 4insure Named Perils

Losses Incurred (Pure Losses) Posted: 06 Mar 2012 01:11 PM PST The losses incurred (pure losses) of an insurance policy are an important measure that is expressed quantitatively (in terms of numbers) that indicate the percentage of an insurance premium that pays for losses. Using a figure for the total losses incurred over a given period an insurance company how much money they need to set [...] Post from: 4insure Losses Incurred (Pure Losses)

Loss Ratio Posted: 06 Mar 2012 01:08 PM PST In the insurance industry a loss ratio is defined as the ratio of the total losses paid out by an insurance company on claims received (plus any adjustment expenses necessary to facilitate this) divided by the total of the premiums earned by the insurance company in the same period. This figure is very easy to [...] Post from: 4insure Loss Ratio

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