4insure |
- Collision Insurance
- Coinsurance
- Vehicle History And Auto Insurance Rates
- Insurance Claim
- Casualty Insurance
| Posted: 24 Feb 2012 07:40 PM PST Collision insurance in the United States is an insurance policy for a vehicle which covers the owner for the loss or damage of their vehicle in the event of an accident. If the owner does not have collision insurance they are liable for the costs of repair or replacement of the vehicle and not the [...] Post from: 4insure |
| Posted: 24 Feb 2012 07:35 PM PST In some cases an insurer and the policy holder agree to share the risk involved in a policy. Coinsurance is where the client and the insurer each assume a portion of the risk in the event that a benefit is paid. It normally works like this – the client will pay their deductible first and [...] Post from: 4insure |
| Vehicle History And Auto Insurance Rates Posted: 24 Feb 2012 11:47 AM PST One of the major things auto insurance companies look at when determining your insurance premiums is your vehicle’s history, most notably: Has it been in any accidents? How many? How many times has it been in for repairs? Insurance companies will look at a vehicle history report (looking up each vehicle using its VIN number) [...] |
| Posted: 24 Feb 2012 08:35 AM PST The definition of a claim is when an insured party asks the insurer to pay out for an eventuality that is covered by their auto (or other) insurance. This involves following a procedure set down by the insurer for proper notification regarding a claim. What is the process for making a claim? This procedure can [...] Post from: 4insure |
| Posted: 24 Feb 2012 08:31 AM PST Casualty insurance is a specific instance of risk coverage from your insurer that insurers you against the specified instances of casualty or a general category of casualty. What exactly is meant by casualty? Simply put, casualty is the loss or damage incurred in financial terms by an accident for which the insured party is held [...] Post from: 4insure |
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