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| Posted: 23 Feb 2012 06:53 PM PST In layman's terms a "casualty" in terms of US Auto insurance, is any damage or incurred loss to property, a property owner or an individual or individuals. Casualty is the reason for auto insurance and your policy will be defined in terms of casualty eventualities and the benefits applicable to those casualties. What kind of [...] |
| Posted: 23 Feb 2012 06:49 PM PST In general terms the "capital" of a company is the total equity of the shareholders of a "stock" insurance company. This figure can be calculated in terms of the difference between the insurance company's assets and liabilities. Why is capital an important part of understanding an insurance company? The capital value of an insurer represents [...] |
| Posted: 23 Feb 2012 04:06 PM PST An insurance broker-agent is different from both an insurance broker and an insurance agent, not by any legal definition but by custom and practice. The insurance broker-agent is engaged on a contractual basis by either a single insurance entity or a group of insurers. Their primary purpose is to represent those insurers to their clients [...] Post from: 4insure |
| Posted: 23 Feb 2012 04:01 PM PST An insurance broker (or agent) is an entity that represents an insurance company (or companies) as a retail level. The job of an insurance broker is to attract customers and present options to prospective clients to meet their insurance needs. Once engaged, an insurance broker works with the client to collect all their personal data [...] Post from: 4insure |
| Posted: 23 Feb 2012 11:51 AM PST The benefit of any auto insurance is the amount an insurer will pay out in the event of any given claim. This sum varies depending on the specific claim made and the terms and conditions of your policy. The benefit period is very simply the period of specific coverage under your policy, during which a [...] Post from: 4insure |
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